DhanSutra — Personal Finance Blog India https://dhansutra.co.in/ India's personal finance blog built on real case studies covering SIP, mutual funds, home loans, credit cards, insurance and the stock market. en-in Sun, 26 Jul 2026 17:30:31 +0000 Can You Actually Retire on Dividend Income Alone in India? https://dhansutra.co.in/dividend-income-retire-early-india/ https://dhansutra.co.in/dividend-income-retire-early-india/ Mon, 20 Jul 2026 04:30:00 +0000 Can You Name a Friend as Your Term Insurance Nominee? What Indian Insurers Actually Check https://dhansutra.co.in/term-insurance-nominee-non-blood-relative-rules/ https://dhansutra.co.in/term-insurance-nominee-non-blood-relative-rules/ Sat, 18 Jul 2026 04:30:00 +0000 How a Couple Earning ₹50,000/Month Built Wealth: A Real 14-Month Story https://dhansutra.co.in/vipin-dual-income-sip-wealth-case-study/ https://dhansutra.co.in/vipin-dual-income-sip-wealth-case-study/ Tue, 07 Jul 2026 04:30:00 +0000 Ajay Paid ₹2,500 Every Month. His ₹50,000 Bill Was Quietly Becoming ₹1.8 Lakh. https://dhansutra.co.in/ajay-credit-card-minimum-payment-trap/ https://dhansutra.co.in/ajay-credit-card-minimum-payment-trap/ Tue, 07 Jul 2026 04:30:00 +0000 Rajesh Had 18 Years Left on His ₹42 Lakh Home Loan. One Decision Closed It in 10. https://dhansutra.co.in/rajesh-home-loan-payoff-case-study/ https://dhansutra.co.in/rajesh-home-loan-payoff-case-study/ Tue, 07 Jul 2026 04:30:00 +0000 Anurag & Avani Asked If They Could Retire at 50. We Ran the Numbers Together. https://dhansutra.co.in/anurag-avani-retire-at-50-financial-freedom/ https://dhansutra.co.in/anurag-avani-retire-at-50-financial-freedom/ Tue, 07 Jul 2026 04:30:00 +0000 Ranu & Preeti Thought ₹2 Crore Was Enough for Retirement. Then We Did the Math. https://dhansutra.co.in/ranu-preeti-retirement-planning-case-study/ https://dhansutra.co.in/ranu-preeti-retirement-planning-case-study/ Tue, 07 Jul 2026 04:30:00 +0000 The Father Who Took an Education Loan He Could Afford to Pay https://dhansutra.co.in/father-education-loan-rohan-financial-parenting/ https://dhansutra.co.in/father-education-loan-rohan-financial-parenting/ Tue, 07 Jul 2026 04:30:00 +0000 Vaibhav Just Started Working. His First Financial Move Was For His Father. https://dhansutra.co.in/vaibhav-father-joint-loan-parallel-investment-strategy/ https://dhansutra.co.in/vaibhav-father-joint-loan-parallel-investment-strategy/ Tue, 07 Jul 2026 04:30:00 +0000 Abhishek Started Planning His Son's Abroad Education 12 Years Early. Here's What That Looks Like. https://dhansutra.co.in/abhishek-son-abroad-education-planning-12-years/ https://dhansutra.co.in/abhishek-son-abroad-education-planning-12-years/ Tue, 07 Jul 2026 04:30:00 +0000 From ₹2.4 Lakh Credit Card Debt to ₹1.8 Crore Wealth (Anshul's 14-Month Journey) https://dhansutra.co.in/anshul-credit-card-debt-to-wealth-14-months/ https://dhansutra.co.in/anshul-credit-card-debt-to-wealth-14-months/ Tue, 07 Jul 2026 04:30:00 +0000 My Client's Term Insurance Claim Was Rejected. Here's Every Clause That Caused It. https://dhansutra.co.in/vivek-term-insurance-claim-rejected-clauses/ https://dhansutra.co.in/vivek-term-insurance-claim-rejected-clauses/ Tue, 07 Jul 2026 04:30:00 +0000 A 28-Year-Old Asked Me How to Become a Crorepati by 45. Here's the Exact Plan. https://dhansutra.co.in/aryan-crorepati-by-45-sip-plan/ https://dhansutra.co.in/aryan-crorepati-by-45-sip-plan/ Tue, 07 Jul 2026 04:30:00 +0000 LIC vs Pure Term Insurance: I Did the ₹1 Crore Cover Math. https://dhansutra.co.in/lic-vs-term-insurance-1-crore-math/ https://dhansutra.co.in/lic-vs-term-insurance-1-crore-math/ Tue, 07 Jul 2026 04:30:00 +0000 Health Insurance Claim Rejected? Here's Every Reason and Exactly What to Do Next https://dhansutra.co.in/health-insurance-claim-rejected-reasons-appeal/ https://dhansutra.co.in/health-insurance-claim-rejected-reasons-appeal/ Tue, 07 Jul 2026 04:30:00 +0000 Index Funds vs Active Mutual Funds: Which Created More Wealth Over 10 Years? https://dhansutra.co.in/index-funds-vs-active-mutual-funds-10-year-comparison/ https://dhansutra.co.in/index-funds-vs-active-mutual-funds-10-year-comparison/ Tue, 07 Jul 2026 04:30:00 +0000 ELSS vs PPF vs NPS: I Put ₹1.5 Lakh in Each for 5 Years. https://dhansutra.co.in/elss-vs-ppf-vs-nps-comparison/ https://dhansutra.co.in/elss-vs-ppf-vs-nps-comparison/ Tue, 07 Jul 2026 04:30:00 +0000 I Applied for a Balance Transfer on My Home Loan. The Bank Said No. Here's What I Did Next. https://dhansutra.co.in/home-loan-balance-transfer-rejected-what-to-do/ https://dhansutra.co.in/home-loan-balance-transfer-rejected-what-to-do/ Tue, 07 Jul 2026 04:30:00 +0000