Investment & MF
SIP, ELSS, Index Funds, Retirement
Deepak Invested ₹2 Lakh the Week His Daughter Was Born. Here Is What ₹2 Lakh at 16% Becomes in 20 Years.
A medical representative invested ₹2,00,000 the week his daughter was born, after checking whether a viral WhatsApp table was actually accurate. The precise maths, and the ₹2.7 lakh gap nobody mentions.
RD vs FD: Why the Same Rate Pays You Half the Interest
An RD and an FD at the same 7% do not pay the same. ₹1.2 lakh in an FD earns ₹8,623 in a year; the same money via RD earns ₹4,621. Here is the exact reason.
SIP vs Lumpsum: What a 30% Crash Does to the Answer
On paper ₹12 lakh as lumpsum beats ₹10,000 monthly SIP by ₹14 lakh over 10 years. One 30% crash in year one erases the entire gap. The full maths, both ways.
How a Couple Earning ₹50,000/Month Built Wealth: A Real 14-Month Story
A dual-income couple earning ₹25,000 each built a ₹50 lakh corpus in 11 to 13 years. The Double Salary Illusion and Month 4 Wall explained.
Anurag & Avani Asked If They Could Retire at 50. We Ran the Numbers Together.
A couple earning ₹3.5L/month combined asked if they could stop working at 50. The gap came down to one annual habit.
Ranu & Preeti Thought ₹2 Crore Was Enough for Retirement. Then We Did the Math.
At 7% inflation, ₹2 Crore today is worth just ₹51 Lakh in 20 years. The step-up SIP plan that closed a ₹5.74 Crore retirement gap.
A 28-Year-Old Asked Me How to Become a Crorepati by 45. Here's the Exact Plan We Built.
₹25,000/month SIP with a 10% annual step-up can cross ₹4 crore in 17 years. The real math behind becoming a crorepati by 45.
Index Funds vs Active Mutual Funds: Which Created More Wealth Over 10 Years?
₹25,000/month for 10 years: index funds built ₹58 lakh, active funds built ₹65.5 lakh. But picking the winning active fund in advance is the real problem.
ELSS vs PPF vs NPS: I Put ₹1.5 Lakh in Each for 5 Years. Here Are the Real Numbers.
₹1.5 lakh invested in ELSS, PPF and NPS for 5 years each, compared side by side on real returns, lock-in and tax treatment.
Abhishek Started Planning His Son's Abroad Education 12 Years Early. Here's What That Looks Like.
His son is 10. The family dreams of sending him abroad for MS or MBA. Here's the 12-year goal-based investing plan we built.
The Father Who Took an Education Loan He Could Afford to Pay
He had enough savings to fund his son's ₹7 Lakh education. He took a loan anyway: and started a secret SIP the same day.